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Effective Date: [25/01/2025]

This Privacy Policy explains how acctverse.com collects, uses, stores, and protects personal information when you use our website and services.

We are committed to safeguarding your privacy and handling personal data in compliance with the Nigeria Data Protection Regulation (NDPR) and other applicable laws.



1. INFORMATION WE COLLECT

1.1 Personal Information

We may collect the following:
• Full name
• Email address
• Phone number
• Billing and payment information (processed by third-party providers)
• Delivery details (for gift delivery services)



1.2 Automatically Collected Information

When you use our website, we may collect:
• IP address
• Device and browser information
• Usage data and interaction logs
• Cookies and similar tracking technologies



1.3 Service-Specific Data

Depending on the service used, we may collect:
• Order history and transaction records
• Communication logs related to customer support
• Usage data required to deliver digital services



2. HOW WE USE YOUR INFORMATION

We use collected information to:
• Deliver and manage services
• Process payments and prevent fraud
• Communicate with customers
• Improve platform performance
• Comply with legal and regulatory obligations



3. TEMPORARY / VIRTUAL PHONE NUMBERS – PRIVACY NOTICE

Messages sent or received through our virtual phone number services are private between the sender and recipient and are not publicly accessible.

However:
• Anonymity is not guaranteed
• Communications may be processed or stored for service delivery, security, abuse prevention, or legal compliance
• Data may be disclosed when required by law or regulatory authorities

Users must not transmit sensitive or confidential information using virtual phone numbers.



4. PAYMENT INFORMATION

All payments are processed securely by third-party payment processors, including Paystack, Flutterwave, Stripe, KoraPay, and Etegram.

We do not store your card details or banking credentials.



5. COOKIES & TRACKING TECHNOLOGIES

We use cookies and similar technologies to:
• Enhance website functionality
• Analyze usage trends
• Improve user experience

You may disable cookies through your browser settings, though some features may not function properly.



6. DATA SHARING & DISCLOSURE

We may share information:
• With payment processors and service providers strictly for service delivery
• When required by law, court order, or regulatory authority
• To protect our legal rights and prevent fraud or abuse

We do not sell or rent personal data to third parties.



7. DATA RETENTION

We retain personal data only for as long as necessary to:
• Provide services
• Meet legal and regulatory requirements
• Resolve disputes

Data is securely deleted or anonymized when no longer required.



8. DATA SECURITY

We implement reasonable administrative, technical, and physical safeguards to protect personal data from unauthorized access, loss, or misuse.

However, no system is completely secure, and we cannot guarantee absolute security.



9. YOUR RIGHTS (NDPR)

Under NDPR, you have the right to:
• Access your personal data
• Request correction or updates
• Request deletion (where legally permissible)
• Object to certain data processing activities

Requests may be subject to identity verification.



10. THIRD-PARTY SERVICES

Our website may contain links to third-party platforms. We are not responsible for their privacy practices.

We encourage users to review third-party privacy policies separately.



11. CHILDREN’S PRIVACY

Our services are not intended for individuals under the age of 18. We do not knowingly collect data from minors.



12. INTERNATIONAL DATA TRANSFERSPRIVACY POLICY

Effective Date: [25/01/2025]
Last Updated: [16/01/2025]

This Privacy Policy explains how [acctverse.com] collects, uses, stores, and protects personal information when you use our website and services.

We are committed to safeguarding your privacy and handling personal data in compliance with the Nigeria Data Protection Regulation (NDPR) and other applicable laws.


13. POLICY UPDATES

We may update this Privacy Policy from time to time. Changes will be posted on our website and take effect immediately.



14. CONTACT INFORMATION

For privacy-related questions or requests:

📧 Email: [support@acctverse.com]
📍 Business Location: Nigeria

Last updated: December 17, 2025