Effective Date: [25/01/2025]
These Terms and Conditions (“Terms”) govern your access to and use of the website, platform, and services provided by acctverse.com.
By making a payment, placing an order, or using our services, you confirm that you understand, accept, and agree to be bound by these Terms.
1. SERVICES OFFERED
We provide the following services:
1. Temporary / Virtual Phone Numbers
2. Digital Social Media Accounts
3. Streaming Subscription Access (Premium Entertainment)
4. Worldwide Gift Delivery Services
All services are provided subject to availability and compliance with these Terms.
2. PAYMENT PROCESSING & AUTHORIZATION
2.1 Payment Providers
Payments are processed securely through third-party payment processors, including but not limited to Paystack, Flutterwave, Stripe, KoraPay, and Etegram.
We do not store customers’ card or banking details.
2.2 Authorization
By completing a payment, you authorize us to:
• Charge the selected payment method
• Process the transaction for the selected service
• Deliver digital or physical services accordingly
2.3 Fraud Prevention
We reserve the right to:
• Delay or cancel orders flagged as high-risk
• Request additional verification
• Refund or reverse payments where fraud or abuse is suspected
This aligns with payment-processor anti-fraud requirements.
3. TEMPORARY / VIRTUAL PHONE NUMBERS
3.1 Service Description
Temporary and virtual phone numbers are internet-based communication tools intended for general, non-sensitive use only.
Numbers:
• Are temporary and may be reassigned
• Are not owned by users
• May be withdrawn without notice
3.2 Message Privacy & Disclosure
Messages are private between sender and recipient and are not publicly accessible.
However:
• Anonymity is not guaranteed
• Communications may be processed for system integrity and compliance
• Data may be disclosed where legally required
3.3 Restricted Use (High-Risk Use Prohibited)
To comply with payment-processor policies, virtual numbers must not be used for:
• Banking or financial verification
• Cryptocurrency or payment platforms
• Government or identity verification
• OTP, 2FA, or account recovery
• Fraud, impersonation, or illegal activities
3.4 Refund Policy
Virtual number purchases are non-refundable once accessed or used, except where service delivery failed entirely.
4. SOCIAL MEDIA ACCOUNTS (DIGITAL GOODS)
4.1 Digital Goods Disclosure
Social media accounts are digital products delivered electronically.
Once delivered, the service is considered completed.
4.2 Platform Independence
We are not affiliated with or endorsed by any social media platform. Platforms may restrict or ban accounts at their discretion.
4.3 Risk Acknowledgment
Users acknowledge the inherent risk of platform enforcement and accept that:
• Account bans do not qualify for refunds
• We do not guarantee account longevity
4.4 Refund Policy
All sales are final after delivery, in compliance with digital-goods policies of Paystack, Flutterwave, Stripe, and KoraPay.
5. STREAMING SUBSCRIPTION ACCESS (PREMIUM ENTERTAINMENT)
5.1 Nature of Access
We provide time-limited access to premium entertainment services via third-party platforms.
We do not claim ownership of any streaming platform.
5.2 Usage Restrictions
Users agree not to:
• Change account credentials
• Add profiles
• Share or resell access
• Use access for commercial purposes
5.3 Service Interruptions
Access may be interrupted due to:
• Platform security reviews
• Policy enforcement
• Excessive usage
These events are outside our control.
5.4 Refund Policy
Once access credentials are delivered, the service is non-refundable, except in cases of non-delivery.
6. WORLDWIDE GIFT DELIVERY
6.1 Physical Goods Disclaimer
Gift delivery involves third-party logistics providers. Delivery timelines are estimates.
6.2 Cancellation & Refunds
• Orders may be cancelled before dispatch
• Once dispatched, refunds are not available
6.3 Customs & Duties
Customers are responsible for any applicable customs duties or taxes.
7. REFUND & CHARGEBACK POLICY (PROCESSOR-ALIGNED)
To prevent chargeback abuse and comply with payment processor rules:
• Digital services are non-refundable after delivery
• Evidence of service delivery may be submitted in disputes
• Unauthorized chargebacks may result in account suspension
• Fraudulent claims may be reported to payment processors
8. USER OBLIGATIONS
Users agree to:
• Provide accurate payment information
• Use services lawfully
• Avoid high-risk or prohibited activities
• Accept responsibility for platform-related outcomes
9. DATA PROTECTION & PRIVACY
We comply with the Nigeria Data Protection Regulation (NDPR).
Personal data is processed only for service delivery, fraud prevention, and legal compliance.
10. LIMITATION OF LIABILITY
To the maximum extent permitted by law, acctverse.com is not liable for:
• Platform bans or suspensions
• Payment processor decisions
• Failed verifications
• Indirect or consequential losses
11. TERMINATION
We reserve the right to suspend or terminate services without notice if:
• Payment abuse is detected
• Terms are violated
• Illegal activity is suspected
12. GOVERNING LAW
These Terms are governed by the laws of the Federal Republic of Nigeria.
13. CONTACT INFORMATION
📧 Email: [support@acctverse.com]
📍 Business Location: Nigeria
By making a payment, placing an order, or using our services, you confirm that you understand, accept, and agree to be bound by these Terms.
1. SERVICES OFFERED
We provide the following services:
1. Temporary / Virtual Phone Numbers
2. Digital Social Media Accounts
3. Streaming Subscription Access (Premium Entertainment)
4. Worldwide Gift Delivery Services
All services are provided subject to availability and compliance with these Terms.
2. PAYMENT PROCESSING & AUTHORIZATION
2.1 Payment Providers
Payments are processed securely through third-party payment processors, including but not limited to Paystack, Flutterwave, Stripe, KoraPay, and Etegram.
We do not store customers’ card or banking details.
2.2 Authorization
By completing a payment, you authorize us to:
• Charge the selected payment method
• Process the transaction for the selected service
• Deliver digital or physical services accordingly
2.3 Fraud Prevention
We reserve the right to:
• Delay or cancel orders flagged as high-risk
• Request additional verification
• Refund or reverse payments where fraud or abuse is suspected
This aligns with payment-processor anti-fraud requirements.
3. TEMPORARY / VIRTUAL PHONE NUMBERS
3.1 Service Description
Temporary and virtual phone numbers are internet-based communication tools intended for general, non-sensitive use only.
Numbers:
• Are temporary and may be reassigned
• Are not owned by users
• May be withdrawn without notice
3.2 Message Privacy & Disclosure
Messages are private between sender and recipient and are not publicly accessible.
However:
• Anonymity is not guaranteed
• Communications may be processed for system integrity and compliance
• Data may be disclosed where legally required
3.3 Restricted Use (High-Risk Use Prohibited)
To comply with payment-processor policies, virtual numbers must not be used for:
• Banking or financial verification
• Cryptocurrency or payment platforms
• Government or identity verification
• OTP, 2FA, or account recovery
• Fraud, impersonation, or illegal activities
3.4 Refund Policy
Virtual number purchases are non-refundable once accessed or used, except where service delivery failed entirely.
4. SOCIAL MEDIA ACCOUNTS (DIGITAL GOODS)
4.1 Digital Goods Disclosure
Social media accounts are digital products delivered electronically.
Once delivered, the service is considered completed.
4.2 Platform Independence
We are not affiliated with or endorsed by any social media platform. Platforms may restrict or ban accounts at their discretion.
4.3 Risk Acknowledgment
Users acknowledge the inherent risk of platform enforcement and accept that:
• Account bans do not qualify for refunds
• We do not guarantee account longevity
4.4 Refund Policy
All sales are final after delivery, in compliance with digital-goods policies of Paystack, Flutterwave, Stripe, and KoraPay.
5. STREAMING SUBSCRIPTION ACCESS (PREMIUM ENTERTAINMENT)
5.1 Nature of Access
We provide time-limited access to premium entertainment services via third-party platforms.
We do not claim ownership of any streaming platform.
5.2 Usage Restrictions
Users agree not to:
• Change account credentials
• Add profiles
• Share or resell access
• Use access for commercial purposes
5.3 Service Interruptions
Access may be interrupted due to:
• Platform security reviews
• Policy enforcement
• Excessive usage
These events are outside our control.
5.4 Refund Policy
Once access credentials are delivered, the service is non-refundable, except in cases of non-delivery.
6. WORLDWIDE GIFT DELIVERY
6.1 Physical Goods Disclaimer
Gift delivery involves third-party logistics providers. Delivery timelines are estimates.
6.2 Cancellation & Refunds
• Orders may be cancelled before dispatch
• Once dispatched, refunds are not available
6.3 Customs & Duties
Customers are responsible for any applicable customs duties or taxes.
7. REFUND & CHARGEBACK POLICY (PROCESSOR-ALIGNED)
To prevent chargeback abuse and comply with payment processor rules:
• Digital services are non-refundable after delivery
• Evidence of service delivery may be submitted in disputes
• Unauthorized chargebacks may result in account suspension
• Fraudulent claims may be reported to payment processors
8. USER OBLIGATIONS
Users agree to:
• Provide accurate payment information
• Use services lawfully
• Avoid high-risk or prohibited activities
• Accept responsibility for platform-related outcomes
9. DATA PROTECTION & PRIVACY
We comply with the Nigeria Data Protection Regulation (NDPR).
Personal data is processed only for service delivery, fraud prevention, and legal compliance.
10. LIMITATION OF LIABILITY
To the maximum extent permitted by law, acctverse.com is not liable for:
• Platform bans or suspensions
• Payment processor decisions
• Failed verifications
• Indirect or consequential losses
11. TERMINATION
We reserve the right to suspend or terminate services without notice if:
• Payment abuse is detected
• Terms are violated
• Illegal activity is suspected
12. GOVERNING LAW
These Terms are governed by the laws of the Federal Republic of Nigeria.
13. CONTACT INFORMATION
📧 Email: [support@acctverse.com]
📍 Business Location: Nigeria
Last updated: December 17, 2025